I know. BTW, the meaning of cheap and VFM is significantly different but advisors fail to understand that. Recommending stuff just because its cheap and can fit within one's budget is plain wrong, eventually ending up with some issue or ther other in the very near future.
Many also need to know that the peak load capacity eventually decreases in time, especially if its on load. Lifespan depends on the load, depending on what kind of components is used (more details on the psu guide). Stressing it more on a power supply with limited potential will decrease the lifespan of the product considerably and if it doesn't have any proper over-voltage circuit on the psu then its just a matter of time your hardware will fail.
Edit: Btw, that circuit refuses to start your system. That also protects if you connect wrong connectors in wrong places (hey don't look at me, but I've seen geniuses who manage to connected a pcie power connector on atx12v)