But Axis Mobile Banking App. is much better than SBI Mobile Banking App.
Best Bank for Net Banking and Fund Transfer
SBI's service has significantly improved in near time. When I compare its service at bhopal from my native place or any small town, I find it at par with private banks. Private banks have very less customers than SBI, so they're supposed to be a bit fast. Still, with ATMs at almost every 1-2 km, branches every here and there, you can't go wrong.
@MHG- I have done online shopping/transfers/recharges worth more than a Lakhs, and there isn't any charge other than for fund transfers & IRCTC booking.
@MHG- I have done online shopping/transfers/recharges worth more than a Lakhs, and there isn't any charge other than for fund transfers & IRCTC booking.
arsenalfan001
Arsenal Fan
You can check with standard chartered bank also.
I have a salary a/c with them for more than 2.5 years now. And I am pretty satisfied with the service they provide.
Now lets go through the checklist:
No Surcharge for Net Banking: No
No Surcharge for Debit Card: For me it was first year free and afterwards annually rs. 799 - platinum debit card. But for salary a/c holders, waived off.
No Surcharge for ATM Card: NO
No Surcharge for Fund Transfer: NO
Secure (VERY SECURE) payment gateway supported widely: I should say secure. And yes, supported widely.
I have a salary a/c with them for more than 2.5 years now. And I am pretty satisfied with the service they provide.
Now lets go through the checklist:
No Surcharge for Net Banking: No
No Surcharge for Debit Card: For me it was first year free and afterwards annually rs. 799 - platinum debit card. But for salary a/c holders, waived off.
No Surcharge for ATM Card: NO
No Surcharge for Fund Transfer: NO
Secure (VERY SECURE) payment gateway supported widely: I should say secure. And yes, supported widely.
OP
MetalheadGautham
AFK
What are the features available online ?
Do they have online passbook feature where I can see every transaction right from date of creation of account ?
Wait a sec, I have a DOCOMO SIM. What do you mean cannot recharge DOCOMO ?
I don't care about "offers" or "attractive discounts" and the like.
They are now issuing Visa supported cards too, but mine's Maestro, the old
Visa support is welcome
All new cards are Visa ??
I still prefer Maestro. You might want to keep in mind that all these new VISA / MasterCard Debit Cards have Rs. 500/- as Min. Withdraw for ATM.
This thing is really stopping to me to get one of these.
This thing is really stopping to me to get one of these.
skeletor
Chosen of the Omnissiah
arsenalfan001
Arsenal Fan
New to me also. My Stan Chart card is Visa and can withdraw 100s still
Maestro is also not widely supported for online transactions.
Found out while booking flight tickets with my SBI card
Yes, it's available for the netbanking account, but mobile application has only the ministatement feature.
note: mobile banking = mobile application, but netbanking and mobile banking are two different things, needs separate registrations...
While recharging from the mobile app that is, there is a field for service provider, which should be like "bsnl", "airtel", "idea" etc. I've tried "tatadocomo", "docomo", "tata docomo", but failed to recharge the person
I am not sure about this, though. My friend recently got a new account which he was given a visa card. I think his is an NRI account or so. Please confirm before applying.Visa support is welcome
And like regular cheque accounts, it requires a 1000rs minimum balance and 40k max withdrawal per day(debit-atm)
lol you got owned...
and SBI has no such limitations, I have used my friends SBI Visa debit to withdraw 100s and shopped for 96/- (8 Oeros, don't ask me why)
But when you loose your card, Maestro cards are safest (or the only one safe).
skeletor
Chosen of the Omnissiah
I can withdraw Rs. 100 as well.New to me also. My Stan Chart card is Visa and can withdraw 100s still
Maestro is also not widely supported for online transactions.
Found out while booking flight tickets with my SBI card
yea, Maestro sucks for online.
Almost 99% desi sites now support Maestro payment.
OP
MetalheadGautham
AFK
I'm not interested in mobile banking as much as net banking. How is the Net Banking UI and what is the back end engine ? (ASP/JSP/PHP)
While recharging from the mobile app that is, there is a field for service provider, which should be like "bsnl", "airtel", "idea" etc. I've tried "tatadocomo", "docomo", "tata docomo", but failed to recharge the person
What about recharges through the service provider's website ?
Coming to debit, any surcharge for paying through debit card at supermarkets and/or petrol pumps ?
Reason ???
BTW a general question - some banks I believe have a provison to send security codes through SMS for each online transaction that needs to be entered online to confirm if the person is really the one who is accessing it. Is this available in SBI, etc ??
