cute.bandar
Cyborg Agent
Thinking of enabling net banking on my SBI account. and I am not sure about the reliability of Indian bank sites.
Is net banking (SBI) safe in India
astroutkarsh
Canon EOS 600D / 1000D
He may be referring to NoScript / Ad Block in FF.
OP
cute.bandar
Cyborg Agent
what about server side security ? I trust myself to keep my password and username secure, but I just don't trust them keep things secure at their end. :-\ . am I wrong ? all my cash is in that account. don't want to go kangla because of some bank pc getting hacked.
gopi_vbboy
Cyborg Agent
^^ thats means m=loos to all not u
trust them...its not so easy to hack it as u say server side
the transactions are electronic...means only numbers are changed in ur accnt...they pay by managing the existing cash...so even when a transaction is false ...the money wont tranfer when its sbi side mistake
trust them...its not so easy to hack it as u say server side
the transactions are electronic...means only numbers are changed in ur accnt...they pay by managing the existing cash...so even when a transaction is false ...the money wont tranfer when its sbi side mistake
I'd say it's really safe as long as you are aware. I'm using Internet Banking and faced no problems till date. And about security I'll say it's assured by Verisign so you can trust them.
OP
cute.bandar
Cyborg Agent
thanks for answering people. I am little calm now..
gopi_vbboy
Cyborg Agent
and dont forget to check for * in ur url and use virtual keyboard....coz there are fake sites for fishing...jus dont share ur password to any email asked by anyone ..even sbi
---------- Post added at 09:06 AM ---------- Previous post was at 09:05 AM ----------
ya satyami mobile security is great feature
---------- Post added at 09:06 AM ---------- Previous post was at 09:05 AM ----------
ya satyami mobile security is great feature
OP
cute.bandar
Cyborg Agent
thank god there is such a feature. thanks for telling this.
Revolution
Wise Old Owl
U meat we should use mobile security or not ?.....
Would u like to tell me how to use virtual keyboard in firefox ?
I don't want to use any script.....
gagan007
Uhu, Not Gonna Happen!
we should use mobile security feature...it makes transactions more secure...
but what is it about net-banking in India!!! lol...that made me laugh...why do u guys think it is safe to make transactions in US or with US based sites/servers and not on India based sites/servers??? Technology is not region/country based u know...the same 128bit encryption over SSL is used on all banking sites across world...and about server hacking...sorry I have never heard of it...yeah we all have read news about some rogue employee putting a malicious script which withdraws like one cent for every transaction and deposits in some other account...but never heard of any major scandal...so ur money is safe...
and online banking too...
remember, the last line of defense is you...members above have already posted what precautions to take while making any online transaction...
but what is it about net-banking in India!!! lol...that made me laugh...why do u guys think it is safe to make transactions in US or with US based sites/servers and not on India based sites/servers??? Technology is not region/country based u know...the same 128bit encryption over SSL is used on all banking sites across world...and about server hacking...sorry I have never heard of it...yeah we all have read news about some rogue employee putting a malicious script which withdraws like one cent for every transaction and deposits in some other account...but never heard of any major scandal...so ur money is safe...
and online banking too...
remember, the last line of defense is you...members above have already posted what precautions to take while making any online transaction...
Cool Buddy
Wise Old Owl
Even if you don't have net banking enabled, all your money is accessible from the servers. Did you think of this before? All the bank accounts are accessible to all bank employees, net banking or no net banking. If the system gets hacked, your money isn't safe anyways. But till date, haven't heard of a bank system getting hacked.
Second, servers don't store your password, so no risk of it being stolen. They only store the hash of the password and match the hash of the password you enter to authenticate you. It's almost impossible to back-calculate the password from the hash
third, you can enable high security in your account. Everytime you perform a transaction, you'll receive an SMS. you'll have to enter the code in the SMS to complete the transaction.
I've been using SBI's net banking for last 1 year and have performed at least 20-25 transactions till date. No problem. best of all, unlike many other platforms, you are not forced to use IE, you can use net banking through opera & firefox too.
---------- Post added at 10:47 AM ---------- Previous post was at 10:42 AM ----------
Fishing???
OP
cute.bandar
Cyborg Agent
because my opera keeps showing server security certificate|cookies expired warnings or something when visiting Indian bank or other sites.
BUT i got the point; net banking is safe , nothing to worry . just use common sense.
power_8383
Eager to learn.
Sorry for bumping this old thread.
I have activated internet banking on my SBI account.
But whenever I am trying to do online shopping (from various websites), its saying 'Transaction Failed'.
At first I thought that they havent given me transaction rights, but the bank officer says that transaction rights and all other requested services have already been activated on my account.
I have tried buying items from ebay, homeshop18, indiatimes shopping, tata docomo etc.
Please help me if anyone know the solution.
I have activated internet banking on my SBI account.
But whenever I am trying to do online shopping (from various websites), its saying 'Transaction Failed'.
At first I thought that they havent given me transaction rights, but the bank officer says that transaction rights and all other requested services have already been activated on my account.
I have tried buying items from ebay, homeshop18, indiatimes shopping, tata docomo etc.
Please help me if anyone know the solution.
Revolution
Wise Old Owl
U tried with NEFT ?
Even most of site accept ATM Debit Card but u have to register ur card first.
Though I still using only NEFT,had not register my debit card yet.
Last time when I was going to register at SBI site I found something strange they were asking for my DOB,my mother maiden name etc.
I though they only ask for card no and ATM PIN.
I got paranoid and did not do that.
I have contact my bank first.....
Even most of site accept ATM Debit Card but u have to register ur card first.
Though I still using only NEFT,had not register my debit card yet.
Last time when I was going to register at SBI site I found something strange they were asking for my DOB,my mother maiden name etc.
I though they only ask for card no and ATM PIN.
I got paranoid and did not do that.
I have contact my bank first.....
sujoyp
Grand Master
I do SBI net banking on regular basis...no problem....when paying online use 'net banking'
But I think u didnt register your mobile from the ATM...1st do that so that SBI can send you password to validate your shopping...and keep that mobile at the time of online shopping
go to any sbi atm and register your mobile no.
But I think u didnt register your mobile from the ATM...1st do that so that SBI can send you password to validate your shopping...and keep that mobile at the time of online shopping
go to any sbi atm and register your mobile no.
power_8383
Eager to learn.
Thanks for your replies guys.
I had given my mobile number in the account registration form.
I also get high security confirmation code's SMS on my mobile while online shopping.
I haven't received an ATM card yet from the bank.
I had given my mobile number in the account registration form.
I also get high security confirmation code's SMS on my mobile while online shopping.
I haven't received an ATM card yet from the bank.
asingh
Aspiring Novelist
Net banking is safe, some general rules I follow:
1. Never use it on a shared computer. Cyber cafe / or a friends system if you are not sure about the security.
2. Try to use IE. Many sites are broken on FF/Opera/Chrome.
3. Change your login/iPIN passwords at least every 30 days.
4. Keep netbanking alerts bound to your email/SMS, so you are instantly alerted.
5. Even if you have not done any net transaction for a long time, still monitor your account every 2-3 days online to check for activity. Debit/credits.
6. Be careful which sites you should shop at/transact. Comes with experience.
7. Every transaction you do, keep a record of the transaction ID -- date,number, amount, merchant.
8. If you have a net connection with bad connectivity, do not use net banking.
9. Once done, always 'logout' of the browser and clear cache.
1. Never use it on a shared computer. Cyber cafe / or a friends system if you are not sure about the security.
2. Try to use IE. Many sites are broken on FF/Opera/Chrome.
3. Change your login/iPIN passwords at least every 30 days.
4. Keep netbanking alerts bound to your email/SMS, so you are instantly alerted.
5. Even if you have not done any net transaction for a long time, still monitor your account every 2-3 days online to check for activity. Debit/credits.
6. Be careful which sites you should shop at/transact. Comes with experience.
7. Every transaction you do, keep a record of the transaction ID -- date,number, amount, merchant.
8. If you have a net connection with bad connectivity, do not use net banking.
9. Once done, always 'logout' of the browser and clear cache.