Why my PSU is well and good and yes my RAM is running at 1.65v. If my PSU is at fault even if I OC it should become unstable right but only thing I cannot run is Prime95.OK.
don't get too much obsessed with prime95 ... it's time for some real testing, play BF4 / AC BF or Crysis like games for 3 - 4 hours and you will know whether your OC / stock cpu speed is ok or not. You just can''t expect prime95 to be the ultimate tool to be sure about cpu oc.
Temps will start increasing once you test your cpu oc using apps like IBT, OCCT, prime95 / Linx and this is exactly why good cooling is recommended once you start ocing.
BTW, in p95 did you run Small FFT test ? Set LLC to highest possible setting from bios.