hohoho ...ico and all the guys who have been "positively" active on this subject on debit cards are great.
i had originally linked my main BOI savings account with paypal but later came to know that i cant transfer funds to paypal account from my savings account because of RBI rules. so i had researched a lot on this on net. but this page ...boy this page had info that felt genuine and not just "it can't be because it didn't work for me" logic.
i had a youth account opened in the axis bank in first week of jan 2013 and in around 14 days received my welcome kit with a debit card, visa to be precise. now i knew enough after reading on net that debit cards won't work unless they had been (sort of) activated by the issuing bank.
so i tried to generate my login pass and transaction password on their site but it didn't authorise so i called the bank and informed them of the issue to which they said that i'd have to first use the card for some transaction on the bank's ATM and not any atm but only at axis bank's ATM. the card, then, would work on any ATM and at other places.
i used the card up for the first time on AXIS ATM for a small transaction. then was able to link my card successfully to paypal too. you know all that deduction of 1.95$ and they sending a 4 digit code for confirmation of card. all went smooth.
now that we're weapons ready it was time for me to move to the battle
. i went to steam store to try purchasing mark of the ninja one of the most talked about indie games in 2012.
initially i ran into some trouble from steam's side only i guess. cuz when i chose paypal as payment option and confirmed the payment for the product on the (redirected from steam store) paypal page i didn't reach to any other page for THE FINAL CONFIRMATION. i tried it twice both on steam client and steam store page via browser. and i was worried that maybe i had confirmed for the product twice so would be charged twice. but didn't receive any notification of any kind of debit on my phone. besides i didn't panic too much because the page after which things weren't finalizing did mention clearly that after confirmation of details on this page, the purchase was to be confirmed on the next (which i was not able to get to).
anyways after a while when the third time i did reach that purchase confirmation page, i clicked on purchase. BUT "ERROR" THE PURCHASE WAS NOT AUTHORIZED. PLEASE CHOOSE ANOTHER PAYMENT METHOD AND TRY AGAIN."
then i recalled that somewhere on net i had read that your details especially billing address should match exactly with the billing address on your card.
so this time i chose directly to pay with visa. put in the details carefully with billing address being specifically and EXACTLY the one mentioned on the letter in which the axis bank sent me my PIN.
i reached the final purchase confirmation page and clicked on PURCHASE.
VOILA! mark of the ninja, MY FIRST DLC GAME EVER, in my games library on steam.
by the way after all this i'd like to ask that the first time when i chose paypal for payment option- did steam fail to transact because the billing details mentioned by me were matching that which i had put into my paypal profile rather than those which were associated with my debit card? and yes the debit card is selected as primary payment option on paypal too.