Has anyone ever purchased an app from android market using Indian Debit cards ?

giprabu

giprabu

In the zone
When i tried to purchase an app from android market, it always say that ''transaction failed. card could not be accepted"

Why is it so ? I have a HDFC bank debit card. It happened to one of my friend too. But when my friend tried to purchase an app using his uncle's card (who is from U.S), he was able to purchase ...

Where exactly the problem is ..?
 
M

MANOfJosh

QA Professional
giprabu said:
When i tried to purchase an app from android market, it always say that ''transaction failed. card could not be accepted"

Why is it so ? I have a HDFC bank debit card. It happened to one of my friend too. But when my friend tried to purchase an app using his uncle's card (who is from U.S), he was able to purchase ...

Where exactly the problem is ..?
Click to expand...

Works with HDFC Credit Card though.
 
SIDDHARTH.BEAM

SIDDHARTH.BEAM

Journeyman
I have done transaction with my debit card on play store .
I think ur card is limited to national transaction you should contact ur nearest bank to reissue the international debit card.
 
RCuber

RCuber

The Mighty Unkel!!!
Staff member
I have Google checkout configured to my Axis bank debit card (intl) , works fine..
 
ico

ico

Super Moderator
Staff member
ico said:
yup, it's exactly like "if they work, you can use them."

Bippukt has given the reason.

It is because RBI enforced a second verification mechanism for Desi Debit cards. For Visa, it is Verified By Visa and Mastercard/Maestro, it is 3D Securecode. This is not something international merchants adhere to.

Now what n00b banks do is, they keep on requesting VbV and Securecode even from international merchants. Reason = failed transaction.

Axis Bank does this - If Desi merchant, ask for VbV. If International merchant, don't ask for VbV and it works fine.

Punjab National Bank has it messed up. Same for ICICI, I guess. Not every bank has got its implementation right.
Click to expand...

^^

Credit Card will work 100%. 95% Desi Debit cards won't work. Axis Bank "Visa" Debit Card works 100%.
 
thetechfreak

thetechfreak

Legend Never Ends
Axis Bank debit card works fine. Could easily make transactions with Google Checkout. This card works fine even on iTunes App store and also on Steam.
 
ico

ico

Super Moderator
Staff member
Mention if it is "Visa" or "MasterCard"...

Till date, i'm yet to see any Desi International "MasterCard" Debit Card working on international online stores. Same with Maestro. Maestro never works.

Credit Cards work 100% though.
 
amjath

amjath

Human Spambot
Mine is RBS debit card [salary card] fit for nothing card. Most debit cards are international permit it did not flash me my bad sorry
 
ico

ico

Super Moderator
Staff member
DeSmOnD dAvId said:
I have a Citibank Maestro debit card from my salary account. Any hope?
Click to expand...

No hope. Maestro sucks and doesn't work anywhere online except for Desi online dealers. It won't work on Google market.

amjath said:
Mine is RBS debit card [salary card] fit for nothing card. Most debit cards are international permit it did not flash me my bad sorry
Click to expand...
"International" logic is wrong for desi debit cards on international online stores. An International desl debit card will work in a foreign ATM, but it is likely to screw up on foreign online stores because of VbV/3D Securecode made compulsory by RBI. Only few banks have their implementation right.
 
P

PRKstg

Right off the assembly line
ico said:
Mention if it is "Visa" or "MasterCard"...

Till date, i'm yet to see any Desi International "MasterCard" Debit Card working on international online stores. Same with Maestro. Maestro never works.

Credit Cards work 100% though.
Click to expand...

ICICI Bank Rubyx card (VISA) with EMV Chip works fine on all merchants Indian and Abroad.
 
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