Error when buying Skype Credit


Hey guyz need ur expertise. I live in UAE and want to subscribe 14$/Month Skype INDIA calling credit.But it shows an error displayed at the end below.
This is my first time. I'm able to choose 4$/Month Package but I need 14$ Package.

The Error in Quotes "Unfortunately, you cannot purchase this amount of Skype Credit as it will exceed the monthly limit set for your current payment method. You can try purchasing a smaller amount of credit or use a different payment method".

Where can I change the settings???

Thank you
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