The Mutual Funds Investment Thread

[mitraark]

Do it at 5% too. Don't wait for 10. Lots of folks wait for rock bottom then miss out.

Im currently doing only Debt SIPs equal to half mysalary since last year. 5% from ATH is 17100 which is still too high imo. Ill convert the debt to equities when Nifty falls below 100/200 DMA

 

[rockfella]

That's a huge gamble you did buddy. High Risk = High Reward

It is not. I only invest in mfs. Just the amount is more for me.

 

[rockfella]

I understand now that trading is very risky and how one loses lot of money there. Any negative stories from other kind of investments like MF, PPF, FD, Gold, Bonds or something similar? Just asking here to learn things about dos-and-donts. There must be some points which everyone will warn against.

There must be some points which everyone will warn against : That is starting late.

 

[Desmond]

I recently started PGIM India Flexi Cap Fund. Started small for now since I am a noob when it comes to MFs.

 

[RumbaMon19]

I am a total noob in this stock market thing, but I want to try it once.

Any good video/article/resource suggestions which can help someone who does not even know what stocks is?

 

[whitestar_999]

I am a total noob in this stock market thing, but I want to try it once.

Any good video/article/resource suggestions which can help someone who does not even know what stocks is?

If you are a total noob then stick to good rated Mutual Funds. I suggest below MF with SIP of at least around 10-15% of your monthly income & don't think of it as some sort of 3 or 5 years FD so even if value goes down don't panic & sell. After 10 years+ this will give good returns because unlike traditional MF it is based on nifty index which means it will always invest in only top 50 companies that make up nifty index at that time.

*groww.in/mutual-funds/sbi-nifty-index-fund-direct-growth

 

[vito scalleta]

I am a total noob in this stock market thing, but I want to try it once.

Any good video/article/resource suggestions which can help someone who does not even know what stocks is?

*zerodha.com/varsity/

If you really are interested in learning then this is a good free resource.

 

[whitestar_999]

*zerodha.com/varsity/

If you really are interested in learning then this is a good free resource.

That is indeed very good but it is too detailed for a casual user, for someone looking to invest in MFs & not willing to invest too much time & energy juggling portfolios 2-3 good MFs or a good index MF is all that is required.

 

[Zangetsu]

Started SIP on ICICI Prudential Technology Direct Plan Growth

 

[Desmond]

Nice. I started on PGIM India Flexi Cap.

Though the markets don't look too good right now.

 

[Zangetsu]

^^It will be a roller coaster ride always

 

[Desmond]

BTW, how liquid are MFs? You can withdraw any arbitrary amount at any time?

 

[omega44-xt]

BTW, how liquid are MFs? You can withdraw any arbitrary amount at any time?

Yes, will take 2-4 days for getting it back in your account.

 

[whitestar_999]

BTW, how liquid are MFs? You can withdraw any arbitrary amount at any time?

MFs are always liquid except for debt MFs in trouble(like what happened with Franklin Templeton debt MFs).

*economictimes.indiatimes.com/mf/an...asco-after-two-years/articleshow/90992937.cms

 

[TheSloth]

How do you guys invest in US market like Google, Amazon?
On the side note, everything is in red! All the investment of last year is almost sitting with NIL profit. This is scary.

 

[Zangetsu]

How do you guys invest in US market like Google, Amazon?
On the side note, everything is in red! All the investment of last year is almost sitting with NIL profit. This is scary.

MultiCap MF(s) invests in US markets or else you can buy Shares from Nasdaq, NYSE

 

[Desmond]

Friendly reminder that we have a separate thread to discuss stock trading: Stock trading discussion

Also, this thread is sticky now.

 

[whitestar_999]

On the side note, everything is in red! All the investment of last year is almost sitting with NIL profit. This is scary.

Say it after a few years because saying it now is like predicting who is going to win the test match after first few overs of first day.

 

[TheSloth]

Friendly reminder that we have a separate thread to discuss stock trading: Stock trading discussion

Also, this thread is sticky now.

MultiCap MF(s) invests in US markets or else you can buy Shares from Nasdaq, NYSE

You guys mean to say if we want to invest in US based firms then buying stock is the only option? Nothing like Mutual Funds?

 

[Desmond]

You guys mean to say if we want to invest in US based firms then buying stock is the only option? Nothing like Mutual Funds?

Parag Parikh invests in some US stocks like Alphabet, Microsoft, etc.