I wouldn't suggest any among these... Check out SX240.
Thank you guys! How about Fujifilm HS25EXR (17K on eBay)?
Guys,
Finally bought Sony HX10v for 14,900/-. Considered various features like in-camera panorama, battery life, GPS, availability of service center in my area and chosen it over SX240.
I know, I am not getting 20x zoom but chalta hai!
Thank you everyone for suggestions. You guys rock!
Fuji does not meet the quality provided by canon, panasonic or Sony
SX240/260 > Pana TZ30/25 > Sony HX10v > Nikon = Olympus > Fuji in this price range