Some Credit card related queries

[skeletor]

yup, always say "mujhe kuch nahi chahiye" / "I don't want anything" whenever your bank contacts you for CC offers.

 

[Skud]

afair most banks waive yearly charges if you spend a certain amount in CC.

 

[gopi_vbboy]

yup, always say "mujhe kuch nahi chahiye" / "I don't want anything" whenever your bank contacts you for CC offers.

You are right i get once a month.I resist any offers even for free cards.Actually credit card increases temptation to buy.I feel am fine with my debit card.

I just have another question guys. I have a ICICI Visa debit card, can i use it in USA also for shopping or transactions.

 

[skeletor]

I just have another question guys. I have a ICICI Visa debit card, can i use it in USA also for shopping or transactions.

No...it won't work if talking of internet merchants outside India.

It will work on ATMs and shops.

 

[NIGHTMARE]

I just have another question guys. I have a ICICI Visa debit card, can i use it in USA also for shopping or transactions.

Yes, you can use for withdraw cash and shopping. I used my SBI international visa debit card and Standard Chartered visa card , but every time you swap your then you have pay exchange rate plus taxes. So it will be better if you withdraw cash once. There is limit in your card ask your bank about may be around Rs25000 in a day.

 

[Sarath]

You are right i get once a month.I resist any offers even for free cards.Actually credit card increases temptation to buy.I feel am fine with my debit card.

I just have another question guys. I have a ICICI Visa debit card, can i use it in USA also for shopping or transactions.

Most banks charge a service charge for ~3% apart from the FOREX conversions for which you are at the mercy of the banks own rates but xe.com is a fairly accurate calculator of how much you'd pay.

Online: No
Offline: Cash + Shopping - Yes (as has already been answered)