[Must Read] Information regarding Indian Debit Cards.

[whitestar_999]

ICICI Bank | Debit Cards | Platinum Chip Card
but the annual fee is not 500.
*www.icicibank.com/managed-assets/docs/personal/cards/debit-cards/DebitCards-tc.pdf
see annexure IV.

 

[amjath]

^ OT: congrats on becoming a super mod wow EOD dont quote me and drag this discussion

 

[Revolution]

Any good alternative of SBI ATM card(not CC).
I want to upgrade my old SBI ATM card to other SBI Debit card so I will get the befit while shop online.
Currently SBI charge near Rs.125(forgot exactly) yearly but I hear there other other good option at same range....

 

[theterminator]

Any good alternative of SBI ATM card(not CC).
I want to upgrade my old SBI ATM card to other SBI Debit card so I will get the befit while shop online.
Currently SBI charge near Rs.125(forgot exactly) yearly but I hear there other other good option at same range....

Is it a Maestro,Visa or MasterCard?

 

[Revolution]

Maestro.
And SBI also limited the use of ATM.
5+3 is max for a month I guess...

 

[theterminator]

Maestro.
And SBI also limited the use of ATM.
5+3 is max for a month I guess...

SBI has already blocked & replaced its customers' maestro cards with MasterCard variants. I don't get how your card is still working. You should get a replacement from your base branch. Maestro cards less supported by the many payment gateways.

 

[amjath]

^ my father still use his SBI maestro card. Its looks very old.

 

[Revolution]

SBI has already blocked & replaced its customers' maestro cards with MasterCard variants. I don't get how your card is still working. You should get a replacement from your base branch. Maestro cards less supported by the many payment gateways.

It's still working without any problem at ATM.
Last tile I use 2 weeks ago.
Don't know about present ?
May be ruled have changed after Nov 1st 2014 ?

- - - Updated - - -

I have seen annual fees for old ATM and other DC is almost same.
But,I can get few extra benefit while shop online sometimes.
And that's why I want to change my old card.
But,don't know which will be suitable for me.
There are lot of DCs at SBI site.
I'm confused.....

 

[theterminator]

All cards must have an eligibility criteria like person with annual income > so n so is eligible for this card, etc. check yours & request replacement. But do select an EMV chip one. These chip cards also have magnetic stripes so they can be used at old POS.

 

[Revolution]

Oh!
There is no EMV chip on my old ATM card.

 

[palwinderkaushik]

Can debit cards be used for Apple Developer account??

They are accepting visa, mater cards. So I guess they can accept. I just want to make sure it does work before entering my all details there.

 

[$hadow]

ICICI or AXIS which one should I go for both Paypal And Google wallet?

 

[Revolution]

Oh!
There is no EMV chip on my old ATM card.

Getting 3D Secure code not possible for my card.
Cos there is no CCV2 NO at back and no expiry date on card.

 

[sushovan]

ICICI or AXIS which one should I go for both Paypal And Google wallet?

Asked the same question a week ago here and still waiting for answer

 

[whitestar_999]

There is no guarantee with either one as strictly per RBI rules none of the indian debit card should work with paypal.Still ICICI seems to be the better option.

 

[$hadow]

There is no guarantee with either one as strictly per RBI rules none of the indian debit card should work with paypal.Still ICICI seems to be the better option.

Do you use wallet or paypal?

 

[whitestar_999]

None but as per RBI rules no Indian debit card should work without a 2nd step authentication(3dsecure/visa secure) unless it is govt authorized(e.g.some govt utilities & irctc ask for atm pin with mastercard/visa debit card option) which no major international transaction site follows.Most likely private banks like ICICI circumvent this rule by linking their debit card transactions to some kind of virtual CC transactions for international transactions for sites like paypal.

 

[Revolution]

My old SBI ATM card is not 3D Password or VISA secure.
So,pls suggest me the best SBI Debit card option to get most benefit while shop online.....

Getting 3D Secure code not possible for my card.
Cos there is no CCV2 NO at back and no expiry date on card.

 

[dashing.sujay]

My old SBI ATM card is not 3D Password or VISA secure.
So,pls suggest me the best SBI Debit card option to get most benefit while shop online.....

You will now get silver card as default. Also, CVV is not really required for 3D code.

PS: Bank is the best place to ask.

 

[skeletor]

Getting 3D Secure code not possible for my card.
Cos there is no CCV2 NO at back and no expiry date on card.

Try to use whatever card you have online on Flipkart for the first time. Whatever codes you need to create, your bank will ask you to create.