[Must Read] Information regarding Indian Debit Cards.

sushovan

In the zone
what should I go for? Easy access saving account with Classic debit or Prime savings with Titanium Prime Debit card? (Axis)
 

Jinilthedon

Right off the assembly line
Guys,I've started a new savings account with ICICI.My account got activated,everything went smooth.I've been following this site for some time and it has come to my attention that I need to activate some "cross currency" feature to perform international transactions.So how do i exactly activate it ?I've called their customer service and the details were all vague.Press "1" to blah blah,press 2 yada yada.Maybe I wasn't sharp enough and missed out.

So my tiny query is how can I activate the cross currency feature,so that I can perform the international transactions on steam,Itunes etc.

It's an ICICI Visa debit card.

Thanks.
 
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Jinilthedon

Right off the assembly line
Guys,I've started a new savings account with ICICI.My account got activated,everything went smooth.I've been following this site for some time and it has come to my attention that I need to activate some "cross currency" feature to perform international transactions.So how do i exactly activate it ?I've called their customer service and the details were all vague.Press "1" to blah blah,press 2 yada yada.Maybe I wasn't sharp enough and missed out.

So my tiny query is how can I activate the cross currency feature,so that I can perform the international transactions on steam,Itunes etc.

It's an ICICI Visa debit card.

Thanks.

BUMP ! Guys,I would appreciate if someone could reply to me soon.I've been over this for weeks and I can't wait anymore.I've already missed a plethora of awesome deals.
 

Thor

Ambassador of Buzz
Your best bet is to visit nearest branch of the bank and get it clarified. I have hdfc card,and it comes as International debit card so out of the box purchases in foreign change is supported.
 

Jinilthedon

Right off the assembly line
The nearest branch employees do not understand what I really require.Meaning they're constantly saying that if I have to perform international transactions,they've given the accordant id and password and just use those credentials.But when I visit the ICICI website,it's written that due to the RBI rule,I have to call the CC and activate it.I'm confused here...

Then when I called to the CC,no mention of any international transaction or whatever.

So how you ICICI customers activated this ?

This is what the ICICI website say verbatim.

"All customers of the Bank, who have been issued a debit card after December 01, 2013 would be required to call customer care before usage of debit card for international debit card".
 
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theterminator

Wise Old Owl
Yes,absolutely.There's no mention of anything related to international transaction there...

I'm sure I've activated my card.I've done a transaction after processing my savings account.

Is your card a magnetic stripe one or a chip one? Magnetic stripe Cards have been restricted from international transactions.
 

amjath

Human Spambot
Is your card a magnetic stripe one or a chip one? Magnetic stripe Cards have been restricted from international transactions.
You sure. My HDFC card doesn't have chip. I turned on international transaction but I couldn't do steam purchase after that too
 

theterminator

Wise Old Owl
You sure. My HDFC card doesn't have chip. I turned on international transaction but I couldn't do steam purchase after that too

Yeah. Mag stripe Cards issued prior to 30-11-13 have been restricted from international purchases. Mine Bank of Baroda Visa Electron was declined all of a sudden few months back. We should get a chip one.
 

amjath

Human Spambot
Yeah. Mag stripe Cards issued prior to 30-11-13 have been restricted from international purchases. Mine Bank of Baroda Visa Electron was declined all of a sudden few months back. We should get a chip one.
Can we request for the chip card?
They will charge for the card right?
 

Jinilthedon

Right off the assembly line
Yeah. Mag stripe Cards issued prior to 30-11-13 have been restricted from international purchases. Mine Bank of Baroda Visa Electron was declined all of a sudden few months back. We should get a chip one.

I think mine is a magnetic stripe one,maybe thats the thing.Are you sure about this,because I've not heard of this till now.

Anyway,I got my card just a week ago.It's a brand new card not one prior to the mentioned date.So it shouldn't have problem right ?or does it pertain to all magnetic stripe cards ?
 

theterminator

Wise Old Owl
I think mine is a magnetic stripe one,maybe thats the thing.Are you sure about this,because I've not heard of this till now.

Anyway,I got my card just a week ago.It's a brand new card not one prior to the mentioned date.So it shouldn't have problem right ?or does it pertain to all magnetic stripe cards ?
For Cards issued after 30-11-2013 , international usage shall also be declined. These are RBI directed guidelines & depends on the respective banks for implementation
Reserve Bank of India

Get an EMV Chip Debit Card from your bank for international transactions.
 

Jinilthedon

Right off the assembly line
For Cards issued after 30-11-2013 , international usage shall also be declined. These are RBI directed guidelines & depends on the respective banks for implementation
Reserve Bank of India

Get an EMV Chip Debit Card from your bank for international transactions.

Thanks dude.Will do ASAP.

- - - Updated - - -

So When I've checked the chip card details in the ICICI website,it's specified that it's a premium chip card,so annual fee will be charged,which is Rs.500 + service tax.

Is this the thing I'm looking for or are there any standard chip card which doesn't require an annual fee ?
Where all the ICICI customers who were active in this topic... ?

If it's indeed the premium one,I'll have to order one soon.So please reply soon.
 
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