[Must Read] Information regarding Indian Debit Cards.

Vyom

The Power of x480
Staff member
Admin
Maestro card isn't that crap btw, there are many extra services available with Maestro like chance to win extra tickets on bookmyshow and double the number of coupons on freecharge.

Well, I lost my ICICI debit card a few days back, and the bank issued me another but a "PLATINUM" written on it this time :p
The extra benefits over "normal" debit card is that I can get 25% off on movie tickets on bookmyshow.com.
But... to hell with it. It's limited. And so works only if you are among the first few to book :/

Anyway, my appreciation to ico for finally writing this guide to aware noobs like us :D
 

RCuber

The Mighty Unkel!!!
Staff member
the issue here about card not working where we require it to work :p, free goodies comes with every card :)
 

s18000rpm

ಠ_ಠ
Nice thread.
Small info-
SBI add it's VCC work only if you have given your PAN number info at your SBI branch.
 

reddead

LoSt!
HDFC also has a VCC service....
VCC's are more safer since you can decide the limit of your credit....
 

ssk_the_gr8

Make Way the LORD is Here
@ico

add visa electron to it.It is equivalent to maestro so not very useful. Used generally with debit cards only.
 

dashing.sujay

Moving
Staff member
Now my father has a sbi classic debit card which is from mastercard and not maestro. Can i use it for online shopping? Do i have to register for 3dsc :-| ?

You can do online shopping from indian merchants by using almost any card. It also depends on which cards are supported by the site. And yeah, 3DSC is mandatory.
 
OP
ico

ico

Super Moderator
Staff member
Now my father has a sbi classic debit card which is from mastercard and not maestro. Can i use it for online shopping? Do i have to register for 3dsc :-| ?
when you will try to buy something online for the first time with that debit card, you'll be automatically transferred to your bank's portal for registering.

@ico

add visa electron to it.It is equivalent to maestro so not very useful. Used generally with debit cards only.
yes, Visa Electron like Maestro and requires PIN to authenticate at POS.

But in comparison to Maestro, it is actually well supported by desi online merchants.
 

thetechfreak

Legend Never Ends
It seems that even Axis Bank cards tied with minor accounts(A/C for people below 18) work fine.
Just made a $7 transaction with my minor card to test :)
I thought purchase wont go through but it did :p
 

dan4u

Took Off!!!
Great, now I know why I can't buy stuff off steam, btw will a citibank card work? planing to start an account with them, if not then Axis Bank I guess.
 

dan4u

Took Off!!!
Which bank? and also tell whether it is Visa or MasterCard. I'll add to the list.


I doubt. Citibank usually gives you Maestro.

Karur vysya bank, its a Visa card, works flawlessly with Indian Sites but sux on International ones.

if citibanks giving Maestro then I'm choosing Axis bank...thanks for the info...
 

Renny

Padawan
Nice info! On my State Bank of Mysore debit card, it says Master Card on the front and Maestro on the back, so which one is it?

Karur vysya bank, its a Visa card, works flawlessly with Indian Sites but sux on International ones.

if citibanks giving Maestro then I'm choosing Axis bank...thanks for the info...

Be careful with Axis, you must maintain their minimum account balance and minimum AQB every quarter.
 

dashing.sujay

Moving
Staff member
Nice info! On my State Bank of Mysore debit card, it says Master Card on the front and Maestro on the back, so which one is it?

16 digit card no = Visa/Master Card. (Along with CVV + expiry date)
19 digit card no = Maestro. (No CVV + No expiry date, rather "valid from")
 

ssk_the_gr8

Make Way the LORD is Here
Updated. Added WP Store.
People , if you'll have experience of any other debit cards with these online stores or any other stores, Please do post over here.
 
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