[Must Read] Information regarding Indian Debit Cards.

[Vyom]

Maestro card isn't that crap btw, there are many extra services available with Maestro like chance to win extra tickets on bookmyshow and double the number of coupons on freecharge.

Well, I lost my ICICI debit card a few days back, and the bank issued me another but a "PLATINUM" written on it this time
The extra benefits over "normal" debit card is that I can get 25% off on movie tickets on bookmyshow.com.
But... to hell with it. It's limited. And so works only if you are among the first few to book :/

Anyway, my appreciation to ico for finally writing this guide to aware noobs like us

 

[RCuber]

the issue here about card not working where we require it to work , free goodies comes with every card

 

[s18000rpm]

Nice thread.
Small info-
SBI add it's VCC work only if you have given your PAN number info at your SBI branch.

 

[reddead]

HDFC also has a VCC service....
VCC's are more safer since you can decide the limit of your credit....

 

[ssk_the_gr8]

@ico

add visa electron to it.It is equivalent to maestro so not very useful. Used generally with debit cards only.

 

[dashing.sujay]

Now my father has a sbi classic debit card which is from mastercard and not maestro. Can i use it for online shopping? Do i have to register for 3dsc ?

You can do online shopping from indian merchants by using almost any card. It also depends on which cards are supported by the site. And yeah, 3DSC is mandatory.

 

[skeletor]

Now my father has a sbi classic debit card which is from mastercard and not maestro. Can i use it for online shopping? Do i have to register for 3dsc ?

when you will try to buy something online for the first time with that debit card, you'll be automatically transferred to your bank's portal for registering.

@ico

add visa electron to it.It is equivalent to maestro so not very useful. Used generally with debit cards only.

yes, Visa Electron like Maestro and requires PIN to authenticate at POS.

But in comparison to Maestro, it is actually well supported by desi online merchants.

 

[thetechfreak]

It seems that even Axis Bank cards tied with minor accounts(A/C for people below 18) work fine.
Just made a $7 transaction with my minor card to test
I thought purchase wont go through but it did

 

[dan4u]

Great, now I know why I can't buy stuff off steam, btw will a citibank card work? planing to start an account with them, if not then Axis Bank I guess.

 

[skeletor]

Great, now I know why I can't buy stuff off steam,

Which bank? and also tell whether it is Visa or MasterCard. I'll add to the list.

btw will a citibank card work?

I doubt. Citibank usually gives you Maestro.

 

[dan4u]

Which bank? and also tell whether it is Visa or MasterCard. I'll add to the list.


I doubt. Citibank usually gives you Maestro.

Karur vysya bank, its a Visa card, works flawlessly with Indian Sites but sux on International ones.

if citibanks giving Maestro then I'm choosing Axis bank...thanks for the info...

 

[whitestar_999]

@ico,just for added information SBI doesn't allow transactions in foreign currency so its vcc is useless for international sites & paypal.
source:*www.maheshkukreja.com/how-to-generate-sbi-virtual-credit-card

 

[Renny]

Nice info! On my State Bank of Mysore debit card, it says Master Card on the front and Maestro on the back, so which one is it?

Karur vysya bank, its a Visa card, works flawlessly with Indian Sites but sux on International ones.

if citibanks giving Maestro then I'm choosing Axis bank...thanks for the info...

Be careful with Axis, you must maintain their minimum account balance and minimum AQB every quarter.

 

[dashing.sujay]

Nice info! On my State Bank of Mysore debit card, it says Master Card on the front and Maestro on the back, so which one is it?

16 digit card no = Visa/Master Card. (Along with CVV + expiry date)
19 digit card no = Maestro. (No CVV + No expiry date, rather "valid from")

 

[Renny]

^Thanks, its MasterCard.

 

[RCuber]

19 digit card no = Maestro

I didn't know about this till now , I am using that card from last 5 years

 

[ssk_the_gr8]

I didn't know about this till now , I am using that card from last 5 years

it's ok bro , every body is not that smart

 

[dashing.sujay]

I didn't know about this till now , I am using that card from last 5 years

Uncle phailed

it's ok bro , every body is not that smart

lol

 

[raghupratap]

Anyone have any information about prepaid gift cards that Axis Bank offers? I gather some types can be used online.

 

[ssk_the_gr8]

Updated. Added WP Store.
People , if you'll have experience of any other debit cards with these online stores or any other stores, Please do post over here.