They have limited my account access adn telling me to provide proof of address or get verified . Since i cant add another credit card i cant be verified . Old credit cards were netsafe cards which get removed after use by HDFC bank . So what is a proof of address ? I am an engineering student in Bengalore . Heres the option to restore my account access P.S : - I accidently upgraded to premium member , i know there are no any monthly charges but i wanna know if i receive payment from someone from paypal account will the 3.9% charge thing will apply to it or not ?