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I'm looking for a health insurance for me and wife. We both are still in our 20s. Both are employed.
What insurance cover amount should we opt for?
Which insurance provider is the best in terms of ease of claims settlement?
I and my wife have not registered our marriage. So should we get two separate insurance? Or can I take insurance in my name now, and later add my spouse after marriage registration?
Suppose I take the policy for 10L. I might use up 5L in the first year. So for the next year will I be eligible to claim 10L, or the policy amount reduces?
The reason I'm going for an insurance is because I've realized how costly hospitalization is in India these days. my dad got hospitalized recently, and I had to use my corporate insurance cover of 250k full. Now there is no amount left in corporate insurance.
What insurance cover amount should we opt for?
Which insurance provider is the best in terms of ease of claims settlement?
I and my wife have not registered our marriage. So should we get two separate insurance? Or can I take insurance in my name now, and later add my spouse after marriage registration?
Suppose I take the policy for 10L. I might use up 5L in the first year. So for the next year will I be eligible to claim 10L, or the policy amount reduces?
The reason I'm going for an insurance is because I've realized how costly hospitalization is in India these days. my dad got hospitalized recently, and I had to use my corporate insurance cover of 250k full. Now there is no amount left in corporate insurance.
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