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Look, if you want a gaming PC in a sub 40K) budget then you need to chose the combination of CPU + GPU very carefully. Here what you need is a powerful GPU which can cope with the latest games, at least in medium settings + a CPU which can support the Graphics card without bottle-necking it.
Now an i5 4310 is around 12K and a good H87 or B87 motherboard is around 5 to 6K range, totaling around 18K. In case of AMD, FX-6300 is around 7.3K and a good AMD 970 chipset based motherboard with higher build quality is around 5.5K, totalling 12.8K or 13K. So with the AMD, you can save around 5K which can be invested to get a better Graphics card. At 15K( GTX650 is 10K, adding another 5K to it), you can easily get some overclocked version of GTX 660 and by spending 2K more, a HD 7870 XT which are actually recommended for 1080P gaming now a days.
Now come to extra benefits. Although you are reluctant for overclocking, believe me, it is very easy with AMD FX series Processors which have unlocked multiplier and comes with a very good CPU cooler. If you go through some web guides and YouTube videos, within 2 Months you will be able to do so and therefore fetching some extra value from what you have paid for. You don't even need to touch the Motherboard BIOS for moderate overclocking, there are plenty of Windows based tools available for it, some from AMD itself, like AMD overdirve.
So make your decision accordingly.
Now an i5 4310 is around 12K and a good H87 or B87 motherboard is around 5 to 6K range, totaling around 18K. In case of AMD, FX-6300 is around 7.3K and a good AMD 970 chipset based motherboard with higher build quality is around 5.5K, totalling 12.8K or 13K. So with the AMD, you can save around 5K which can be invested to get a better Graphics card. At 15K( GTX650 is 10K, adding another 5K to it), you can easily get some overclocked version of GTX 660 and by spending 2K more, a HD 7870 XT which are actually recommended for 1080P gaming now a days.
Now come to extra benefits. Although you are reluctant for overclocking, believe me, it is very easy with AMD FX series Processors which have unlocked multiplier and comes with a very good CPU cooler. If you go through some web guides and YouTube videos, within 2 Months you will be able to do so and therefore fetching some extra value from what you have paid for. You don't even need to touch the Motherboard BIOS for moderate overclocking, there are plenty of Windows based tools available for it, some from AMD itself, like AMD overdirve.
So make your decision accordingly.