OP
Ronnie012
Earthling
Okay thank you.
Medical Insurance Policy
- Thread starter Ronnie012
- Start date
billubakra
Conversation Architect
One more thing, post your mail on their social media pages. Please Google under which ministry insurance comes in and then tweet to that respective minister and department also.
billubakra
Conversation Architect
Any updates my dear?
OP
Ronnie012
Earthling
Thanks for your help. I sent the email to the ids provided by you and they responded.
billubakra
Conversation Architect
Please don't thank me. Any progress?
OP
Ronnie012
Earthling
Yup some progress is made. Both IRDA and FHPL responded to my emails. I am also planning to take the matter to court.
billubakra
Conversation Architect
Please keep us updated. Wish you the best.
OP
Ronnie012
Earthling
Thanks
No idea but it would not be "hassle free" considering the age.My guess is very high premium & lots of medical tests.
billubakra
Conversation Architect
^^^^
+1.
Ronnie did they pay you?
+1.
Ronnie did they pay you?
vivek.virgo
Journeyman
Canara Bank offers mediclaim for their Savings Bank account holders via their tie-up with New India Assurance
My parents both aged 60+ have taken a cover of 5 lakhs for annual premium of 10,251
It's worth opening an account as the premium is very reasonable considering old age of insured who would have to shell out much more if they took a normal policy.
I have the policy info sheet with all details, can upload if needed by anyone here.
billubakra
Conversation Architect
Please upload.
vivek.virgo
Journeyman
Attached Canara bank mediclaim TnC.
Yes 100% legit. Similar policy available with Andhra bank.
Pre existing disease won't be covered for first 4 years.
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Hrishi
******************
So what's the catch between these HI schemes offered by Nationalized banks like Canara Bank, Bank of Baroda and the ones offered by Private firms like Apolo, Religare of Cygna.
In my case parents already have accounts in several nationalized banks so if these are good plans without hassle then I can consider asking them to enroll.
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Frankly I don't see any catch here. Pvt insurance cos just play on your mind saying psu bank , bad service and b.s. like that.
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vivek.virgo
Journeyman
Canara bank has a tie-up with apollo munich as well.
I have attached premium table below.
It costs more if both husband and wife need cover and are 50+ (~5K more than New India).
billubakra
Conversation Architect
TBH I really don't trust these insurance companies, don't matter whether you are going for public or private one's as both will cause unnecessary hassle when we need them the most. If the premium is even a single day late then we have to pay the fine but they can hold our money for months and in some cases don't give us at all with no repercussions. Acche din mitroooooo.