Indians and privacy

OP
Desmond

Desmond

Destroy Erase Improve
Staff member
Admin
BTW anyone knows the name of the school and the headmistress ? Surely "right to privacy" wasnt a fundamental right to the kid they expelled and the same should apply to the headmistress and the school right ? Or maybe its just buzzfeed trash and writer is gaslighting us for nothing..
No idea, but I have heard about these things happening in some other colleges and even some employers. But nothing substantial about these.
 

RumbaMon19

Feel Pain.
The only answer to solving problems faced in India is to leave India. Otherwise this "my way or the highway" government will send you to Pakistan.

This.

This is the reason for huge brain drain from india. Such a vast population causes government to focus deveopment of backward, and not those who deserve it.
 
Thought to add an issue to this thread that I personally faced ....
There are some digital money lending apps which are farming user personal data such as contacts and lending loan with easy verification .
So Before this COVID while I was in my university I had some social life problems due to the economic situation Im In ( Its expensive university , I felt like I dont belong there ) . So I was using Loan Apps while I had no money . My loan limit was increased to almost 10k .
And due to the steam sales and my junkie habits , I was tempted to withdraw money and spend it to buy happiness .

3 Months ago , My loan amount summed up to about 12,000 and I couldn't just find that arrange that kinda amount ...

They started imposing penalty and till today it is about 24,000 . They were calling my friends (targeting female ) just to shame me .
I didn't knew they farmed all my contacts . Similar issue happened to one of my senior friend , where his loan amount got upto about 80K and he couldn't pay back . Those lending company apps created a whatsapp group named " 420 *Borrower Name* " and flushed all his personal details such as aadhaar , pan card and his promissory selfie video .

There are few similar incidents where people commited suicide such as this .

There are no RBI regulations regarding this , since Digital Lending apps are new to market and I think young students need to be informed about such issues .
 

RumbaMon19

Feel Pain.
Thought to add an issue to this thread that I personally faced ....
There are some digital money lending apps which are farming user personal data such as contacts and lending loan with easy verification .
So Before this COVID while I was in my university I had some social life problems due to the economic situation Im In ( Its expensive university , I felt like I dont belong there ) . So I was using Loan Apps while I had no money . My loan limit was increased to almost 10k .
And due to the steam sales and my junkie habits , I was tempted to withdraw money and spend it to buy happiness .

3 Months ago , My loan amount summed up to about 12,000 and I couldn't just find that arrange that kinda amount ...

They started imposing penalty and till today it is about 24,000 . They were calling my friends (targeting female ) just to shame me .
I didn't knew they farmed all my contacts . Similar issue happened to one of my senior friend , where his loan amount got upto about 80K and he couldn't pay back . Those lending company apps created a whatsapp group named " 420 *Borrower Name* " and flushed all his personal details such as aadhaar , pan card and his promissory selfie video .

There are few similar incidents where people commited suicide such as this .

There are no RBI regulations regarding this , since Digital Lending apps are new to market and I think young students need to be informed about such issues .

Most of them are Chinese and recently one of the owners of these apps, was caught while trying to flee from India, after a person complained of harassment.


 
OP
Desmond

Desmond

Destroy Erase Improve
Staff member
Admin
Thought to add an issue to this thread that I personally faced ....
There are some digital money lending apps which are farming user personal data such as contacts and lending loan with easy verification .
So Before this COVID while I was in my university I had some social life problems due to the economic situation Im In ( Its expensive university , I felt like I dont belong there ) . So I was using Loan Apps while I had no money . My loan limit was increased to almost 10k .
And due to the steam sales and my junkie habits , I was tempted to withdraw money and spend it to buy happiness .

3 Months ago , My loan amount summed up to about 12,000 and I couldn't just find that arrange that kinda amount ...

They started imposing penalty and till today it is about 24,000 . They were calling my friends (targeting female ) just to shame me .
I didn't knew they farmed all my contacts . Similar issue happened to one of my senior friend , where his loan amount got upto about 80K and he couldn't pay back . Those lending company apps created a whatsapp group named " 420 *Borrower Name* " and flushed all his personal details such as aadhaar , pan card and his promissory selfie video .

There are few similar incidents where people commited suicide such as this .

There are no RBI regulations regarding this , since Digital Lending apps are new to market and I think young students need to be informed about such issues .
Wow. This is really serious. I wonder how come there is no RBI regulation against such apps?

Can you give me some examples of such apps? I will see if I can dig some info.
 
Wow. This is really serious. I wonder how come there is no RBI regulation against such apps?

Can you give me some examples of such apps? I will see if I can dig some info.
There are no RBI Regulations (Absence of Action from RBI) as Digital Lending apps are a new thing and RBI is unaware of this kinda issues i guess .
And App stores should limit the permissions that 3rd party apps have control over our data . Now Im so paranoid and started using OpenContacts to isolate my contacts from Android Contacts Database
 
This happened in Hyderabad also recently ( 3 - 4 weeks back ). Multiple apps were giving loans, if you don't repay they used to call your friends and relatives.

Bangalore Police arrested two Tibetans related to this


 
Worst thing is , they are leaking sensitive data like Aadhaar Card and PAN to everyone in the contacts . Imagine what they must be doing without knowledge of borrowers . And also they claim false news that the contact is responsible for paying loan . And there is no escape , the interest keeps on adding day by day (very high)
 

TheSloth

The Slowest One
Worst thing is , they are leaking sensitive data like Aadhaar Card and PAN to everyone in the contacts . Imagine what they must be doing without knowledge of borrowers . And also they claim false news that the contact is responsible for paying loan . And there is no escape , the interest keeps on adding day by day (very high)
What about registering FIR complaint and also in cyber cell?
 

TheSloth

The Slowest One
If you are getting harassed for this then better inform your parents about this and then register a FIR. Is this an option?
 
If you are getting harassed for this then better inform your parents about this and then register a FIR. Is this an option?
They were called yesterday by the collection agents . And my father told he would pay back my loans .
But how could they just call randomly , just so they have my contacts ?
 

RumbaMon19

Feel Pain.
They were called yesterday by the collection agents . And my father told he would pay back my loans .
But how could they just call randomly , just so they have my contacts ?

Inform all your contacts about them. And block them and report as spam on truecaller if possible.

Tweet about this and tag indian cyber cell, and any good youtuber, who is known to help people.

If possible lodge fir about it.

Spread the word. You may also mail some good media newspapers in your area.
 

topgear

Super Moderator
Staff member
@consumerismjunkie69 - what are the legal obligations for paying the loan amount back ? While you signed up for taking what kind of contract paper ( digital ) you agreed on. Did they send you the digital agreement / contract paper. Do you have some of the recordings of they harassing you ? Filing FiR shall be your top most priority.
 

Æsoteric Positron

I AM GROOT (and so are you)
Thought to add an issue to this thread that I personally faced ....
There are some digital money lending apps which are farming user personal data such as contacts and lending loan with easy verification .
So Before this COVID while I was in my university I had some social life problems due to the economic situation Im In ( Its expensive university , I felt like I dont belong there ) . So I was using Loan Apps while I had no money . My loan limit was increased to almost 10k .
And due to the steam sales and my junkie habits , I was tempted to withdraw money and spend it to buy happiness .

3 Months ago , My loan amount summed up to about 12,000 and I couldn't just find that arrange that kinda amount ...

They started imposing penalty and till today it is about 24,000 . They were calling my friends (targeting female ) just to shame me .
I didn't knew they farmed all my contacts . Similar issue happened to one of my senior friend , where his loan amount got upto about 80K and he couldn't pay back . Those lending company apps created a whatsapp group named " 420 *Borrower Name* " and flushed all his personal details such as aadhaar , pan card and his promissory selfie video .

There are few similar incidents where people commited suicide such as this .

There are no RBI regulations regarding this , since Digital Lending apps are new to market and I think young students need to be informed about such issues .
I know this kind of comment has no place here, but from next time generally wait for the services to mature before putting some kind of money in it. New services always entail some amount of risks.
 
Top Bottom