The only answer to solving problems faced in India is to leave India. Otherwise this "my way or the highway" government will send you to Pakistan.
Indians and privacy
- Thread starter Desmond
- Start date
OP
No idea, but I have heard about these things happening in some other colleges and even some employers. But nothing substantial about these.
RumbaMon19
Feel Pain.
This.
This is the reason for huge brain drain from india. Such a vast population causes government to focus deveopment of backward, and not those who deserve it.
Don't be confused, true development results in benefit of all. Correct statement would be "development of backward vote banks".
theterminator
Wise Old Owl
Pheww .. man I really lit the 
here 
.
here 
.Abhinay Pasupuleti
Broken In
Thought to add an issue to this thread that I personally faced ....
There are some digital money lending apps which are farming user personal data such as contacts and lending loan with easy verification .
So Before this COVID while I was in my university I had some social life problems due to the economic situation Im In ( Its expensive university , I felt like I dont belong there ) . So I was using Loan Apps while I had no money . My loan limit was increased to almost 10k .
And due to the steam sales and my junkie habits , I was tempted to withdraw money and spend it to buy happiness .
3 Months ago , My loan amount summed up to about 12,000 and I couldn't just find that arrange that kinda amount ...
They started imposing penalty and till today it is about 24,000 . They were calling my friends (targeting female ) just to shame me .
I didn't knew they farmed all my contacts . Similar issue happened to one of my senior friend , where his loan amount got upto about 80K and he couldn't pay back . Those lending company apps created a whatsapp group named " 420 *Borrower Name* " and flushed all his personal details such as aadhaar , pan card and his promissory selfie video .
There are few similar incidents where people commited suicide such as this .
There are no RBI regulations regarding this , since Digital Lending apps are new to market and I think young students need to be informed about such issues .
There are some digital money lending apps which are farming user personal data such as contacts and lending loan with easy verification .
So Before this COVID while I was in my university I had some social life problems due to the economic situation Im In ( Its expensive university , I felt like I dont belong there ) . So I was using Loan Apps while I had no money . My loan limit was increased to almost 10k .
And due to the steam sales and my junkie habits , I was tempted to withdraw money and spend it to buy happiness .
3 Months ago , My loan amount summed up to about 12,000 and I couldn't just find that arrange that kinda amount ...
They started imposing penalty and till today it is about 24,000 . They were calling my friends (targeting female ) just to shame me .
I didn't knew they farmed all my contacts . Similar issue happened to one of my senior friend , where his loan amount got upto about 80K and he couldn't pay back . Those lending company apps created a whatsapp group named " 420 *Borrower Name* " and flushed all his personal details such as aadhaar , pan card and his promissory selfie video .
There are few similar incidents where people commited suicide such as this .
There are no RBI regulations regarding this , since Digital Lending apps are new to market and I think young students need to be informed about such issues .
RumbaMon19
Feel Pain.
Most of them are Chinese and recently one of the owners of these apps, was caught while trying to flee from India, after a person complained of harassment.
*www.google.com/amp/s/indianexpress...-case-chinese-man-delhi-airport-7127235/lite/
OP
Wow. This is really serious. I wonder how come there is no RBI regulation against such apps?
Can you give me some examples of such apps? I will see if I can dig some info.
Abhinay Pasupuleti
Broken In
this is the app that is blackmailing me , if possible kindly report on playstore . That is Kolkata based loan app .
Abhinay Pasupuleti
Broken In
There are no RBI Regulations (Absence of Action from RBI) as Digital Lending apps are a new thing and RBI is unaware of this kinda issues i guess .
And App stores should limit the permissions that 3rd party apps have control over our data . Now Im so paranoid and started using OpenContacts to isolate my contacts from Android Contacts Database
khalil1210
In the zone
This happened in Hyderabad also recently ( 3 - 4 weeks back ). Multiple apps were giving loans, if you don't repay they used to call your friends and relatives.
Bangalore Police arrested two Tibetans related to this
Bangalore Police arrested two Tibetans related to this
*timesofindia.indiatimes.com/city/h...betans-held-in-bluru/articleshow/80607842.cms
*www.thehindu.com/news/national/telangana/hc-tells-dgp-to-get-loan-apps-blocked/article33752281.ece
Abhinay Pasupuleti
Broken In
Worst thing is , they are leaking sensitive data like Aadhaar Card and PAN to everyone in the contacts . Imagine what they must be doing without knowledge of borrowers . And also they claim false news that the contact is responsible for paying loan . And there is no escape , the interest keeps on adding day by day (very high)
TheSloth
The Slowest One
What about registering FIR complaint and also in cyber cell?
Abhinay Pasupuleti
Broken In
Well Im a student and ain't got time for that .
Abhinay Pasupuleti
Broken In
They were called yesterday by the collection agents . And my father told he would pay back my loans .
But how could they just call randomly , just so they have my contacts ?
RumbaMon19
Feel Pain.
Inform all your contacts about them. And block them and report as spam on truecaller if possible.
Tweet about this and tag indian cyber cell, and any good youtuber, who is known to help people.
If possible lodge fir about it.
Spread the word. You may also mail some good media newspapers in your area.
@consumerismjunkie69 - what are the legal obligations for paying the loan amount back ? While you signed up for taking what kind of contract paper ( digital ) you agreed on. Did they send you the digital agreement / contract paper. Do you have some of the recordings of they harassing you ? Filing FiR shall be your top most priority.
Æsoteric Positron
I AM GROOT (and so are you)
I know this kind of comment has no place here, but from next time generally wait for the services to mature before putting some kind of money in it. New services always entail some amount of risks.
Don't buy anything you cannot afford and even more importantly, don't invest money you cannot afford to lose. It goes without saying that your first priority should be to have a strong savings balance to tide you over emergencies, and it should grow proportionately to inflation annually.