then its gonna be a little difficult to hav a site with full blown effects ... but wait there is hope ... for a full blown flash site try searching for trendyflash site builder .... it has templates of animation, backgrounds etc .... in flash which u can use to make ur site
next if u wanna do some work urself that is learn at the same time ... use frontpage and dreamweaver
(please dont lamblast frontpage he is a beginner and frontpage along with dreamweaver is a good combo for starters) keep on fidgeting here and there and u will come up with something decent to couple a few "effects" to tht google for free javascripts
now another option is ... u choose a host who gives u fantastico bundled ... now if u have that u can easily install content managers, forums, blogs etc without a hassle ....
and if u need anything else ... thinkdigit is always here