If you’re looking for a reliable and responsive phone under a budget of 20,000 INR, then you’re in luck! There are several great options available in the market, such as Realme 6, Vivo U20, Samsung Galaxy M31s, and more. Each of these phones offer great specs and performance for the price, and should serve your needs well. Additionally, if you’re looking for something a little fancier and higher-end, you can consider the Xiaomi Mi 10i, OnePlus 8T, or Xiaomi Mi 10T Pro, all of which come with excellent specs and features.
A word of advice - consider getting a branded care plan too along with whichever phone you buy. It really comes in handy when something goes south. I learnt it the hard way.