I dont know how many of you would agree with me but I think below 10k the SE K700i is the best bet.It has got some amazing features for the camera.The superb frames and effects takes the camera altogether to a different level.Though it has VGA camera ,its resolution can be changed to 1280 x 960 pixels making it around 1.2 mp camera.
I dont say it has the best camera but as the guy who started this thread wants a great phone with camera i think K700i is not a bad choice.I think its even cheaper may be around 8k.The remaining money can be utilized to buy Ubs cable so that the 41 MB memory wont be any issue.
Cheers,
Mandar