Gear up ...
MSI B550M Pro VDH WiFi is what I'll prefer :Got the following below estimate -
AMD Ryzen 5 5600x + MSI B550M Pro VDH + XPG D60G 8x2 3200MHz RAM - Price 44,799
AMD Ryzen 5 5600x + Asrock B550M Pro 4 + XPG D60G 8 3200MHz RAM - Price 39,500 (Unable to resist this one and thinking of adding 1 stick next month)
Processor is quoted as 26.2 & 26k respectively for the above two.
Add 26.5k for CPU + 8k for RAM, total is 45k, close to what that seller quoted. IMO get 45k bundle, good enough as gives you 16GB RAM with dual channel from day 1, otherwise you will be bottlenecked by RAM in games & general usage. With 10 tabs on Chrome, I hit 8GB RAM usage easily.