I have a Canara Bank Savings Account for regular use and salary. Liked it because of the number of ATMs everywhere and instant SMS alerts for money credited into account, money debited from account (both via ATM and Debit Card). Problem is they are looting people for online transactions @ Rs. 10/transaction (makes no sense paying Rs. 10 extra for a 6 rupees SMS pack recharge to my mobile phone). And I intend to do a LOT of netbanking. Hence I want a second account that I can safely use for net banking, credit cards, paying via debit cards, etc. It should have no surcharge for netbanking, no surcharge for fund transfer to another account, should be easy to transfer funds INTO it (by cash, net transfer and cheque) without surcharges and I don't care about how much minimum balance they ask us to maintain. If there are enough freebies and comforts for 10k or even 25k minimum balance, I'm up for it. Features I need: No Surcharge for Net Banking No Surcharge for Debit Card No Surcharge for ATM Card No Surcharge for Fund Transfer Secure (VERY SECURE) payment gateway supported widely Please suggest some good options! If some of you already have canara bank accounts, its nice if you suggest options that can act as compliment to the canara bank account (like for example features already present in CB needn't be present here).