TE is just market place. People are only active because of market place and happen to post elsewhere. But yeah, it does keep forums alive.
r/IndianGaming does not have much idea about how computers work.
In general, internet has evolved (for the worse) and forum culture is now dead.
If you can, try to get a Skylake i5 (6th gen) system at least. Unfortunately, I don't know where you can get these systems for cheap. You will have to buy second hand.
Note that there are only three companies that make DRAM chips: Micron, Samsung and SK Hynix.
Kingston, AData, Corsair etc. just use chips from these companies to make DIMMs.
Crucial is a bit special in the sense that it is Micron's in house brand.
30K used to be decent money a decade ago. But as you know, prices have increased due to inflation and exchange rate. We are looking at spending ~45K at least these days for a budget desktop.
For VFIO, still try to gather info about the reset bug.
It is indeed fixed for >95% RX 6000 series cards, but sometimes a certain card from a certain board manufacturer has the bug.
I am inclined to believe it's the PSU, but the motherboard light stuck at CPU debug is also fishy.
Try a different PSU first. May be it's PSU's power delivery to the CPU.
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