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[Must Read] Information regarding Indian Debit Cards.

whitestar_999

Super Moderator
Staff member
even then SBI VCC is the worst option & will not work anywhere outside india & even within india if the amount is not in rupees.
 

Vyom

The Power of x480
Staff member
Admin
I am still skeptical about buying domains from godaddy because of their stupid move to support SOPA. :/
 

deeparohatgiri

Right off the assembly line
Hello,

I am closing my Citibank account as they have increased the minimum balance to 1 lakh!!! :( It was working fine with paypal for source of funds. Now i need to open a new bank account that works with international payments such as ccavenue, paypal, ebay.com..

Does Canara Bank's or Indian bank's or IOB's debit card work with the above payment options? Or should i open an account with ICICI or AXIS? Please do advise.

Thanks.

hey, I just opened up a savings account with DBS bank India and my bank debit card works with international payments such as ccavenue, paypal, ebay.com.. Also, I was told by the bank representative that I can shop at more than 425,000 outlets in India and 13 million establishments worldwide. Another benefit I get is great discounts on travel, dining, travel, jewellery and more. Maybe, you can consider opening up an account with DBS bank as a very good option.
 

whitestar_999

Super Moderator
Staff member
DBS bank debit card is indeed very good & probably best but their eligibility criterion for no frills account is that you have to be a local citizen.can you clarify with DBS bank customer care if it means only local residents of that city in which DBS bank is located can open the no-frills account or anybody in India is eligible?
 

RCuber

The Mighty Unkel!!!
Staff member
^^ Nope.. VCC from Indian banks are one time use only , unless you go for prepaid VCC like EntroPay.
 

abhisheak

Broken In
can u tell me more about entropay
for example let say i deposit 1000 in my entropay vcc
then i buy app from play store using it
and refund the rest of the amount from entropay to my bank a/c
then how much will be charged as a fee for the whole process?
and is refund processed swiftly?

will my bank charge anything extra apart from the money i transferred to entropay? (for instance foreign currency conversion charge etc or any similar ****)

is there any other alternative apart from entropay and credit card?
 
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RCuber

The Mighty Unkel!!!
Staff member
can u tell me more about entropay
for example let say i deposit 1000 in my entropay vcc
then i buy app from play store using it
and refund the rest of the amount from entropay to my bank a/c
then how much will be charged as a fee for the whole process?
and is refund processed swiftly?

will my bank charge anything extra apart from the money i transferred to entropay? (for instance foreign currency conversion charge etc or any similar ****)

is there any other alternative apart from entropay and credit card?


with EntroPay you can create prepaid VCC's which can be used anywhere. VCC have a expiry period say 6 months, and you can top it up with $20,$50,$100 (all prefixed) there is a 5% charge when you topup your card. (~Rs. 50 for every Rs. 1000). you can use it with Google Play and regarding paypal I need to verify cause some people have successfully added to paypal and some failed. when topping up the card, the days exchange rates are used , but I haven't bothered to see the exact transaction amount, as getting the VCC was more important for me than the few extra rupees here and there.


previously I could top up using my debit card as EntroPay used to use VBV/Mastersecure(?) gateway, but it stopped working few months ago. Now I create a VCC from by bank and then use that card to topup EntroPay. its a hassle but still I get a card which can be used online and on US/UK sites :)
 

abhisheak

Broken In
if i refund the money?
then how much time they take to refund?
and will the refund amount get reflected immediately in my bank account?
 

abhisheak

Broken In
i mean
let say i have 1100 in my a/c
and i spent 200 on Google play store
and refund 900 left to my back a/c

then how much time they take to refund?
and will the refund amount get reflected immediately in my bank account?
 

pratyush997

Inactive
i mean
let say i have 1100 in my a/c
and i spent 200 on Google play store
and refund 900 left to my back a/c

then how much time they take to refund?
and will the refund amount get reflected immediately in my bank account?
When you buy 200/- app ! only 200/- will be deducted from your account not whole amount i.e. 1100 whatsoever
 

Nanducob

Wise Old Owl
Oh poor guy! Nobody understands him!:(
what he meant was --> wont he able to transfer the 'remaining' Rs 900 from entropay VCC to his bank account after he purchases something for Rs 200?.(being the total amt in his VCC is Rs 1100) !
 

gowtham_hegade

Right off the assembly line
hey what about facebook payments what cards are valid there is State Bank Visa Debit Card valid (the Silver One)???? please reply....
 

donny

Right off the assembly line
hey guys! nyc thread with gr8 info!

..As I am going to apply for a new debit card this week, I want to ask which debit card should I get? I would like to use it with iTunes & steam mainly plus maybe Origin & Google play store. Please suggest...Thanks!
 

Renny

Padawan
Which Indian bank's debit card can be used as a credit card on foreign sites (like newegg.com, beachbody.com)?
 

thetechfreak

Legend Never Ends
Which Indian bank's debit card can be used as a credit card on foreign sites (like newegg.com, beachbody.com)?

hey guys! nyc thread with gr8 info!

..As I am going to apply for a new debit card this week, I want to ask which debit card should I get? I would like to use it with iTunes & steam mainly plus maybe Origin & Google play store. Please suggest...Thanks!
The last time I tried, the Axis Bank's VISA debit card worked perfect in all these places :)
 
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